| Features & Benefits | Regular Savings Account | Christmas Club Account |
| Transaction Limits |
No more than six (6) preauthorized, automatic, and/or internet transfers in any month |
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| Service Fees (Also see checking accounts) |
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| Account Requirements | $100 to open an account ($25 for minor accounts - 18 and under) No min daily balance 3 Cash Withdrawals per quarter (and transfers to other accounts in your name.) |
$0 to open No min daily balance A check for the amount saved plus interest will automatically be mailed to you each November - just in time for the holidays |
| Monthly Service Fee | $2.00 charge for each withdrawal in excess of three (3) per quarter. | No monthly service fee |
| Interest Earned (Current Rates) |
Yes | Yes |
| Cards & ATMS | ||
| Free Check Card Access | With Checking Account | With Checking Account |
| Free ATM Card | Yes | Yes |
| Online Services | ||
| Online Banking (unlimited account access) |
Free | Free |
| Teller & Phone Services | ||
| Unlimited Telephone Access | Free | Free |
Additional Benefits
- No Charge for Non-Bartow County Bank ATM withdrawals
- Free Direct Deposit
- Free Notary Services
- Free Automated Transfer from Checking to Savings
- Free Financial/Retirement Check-up with Financial Advisor
 Member FDIC |
Bartow County Bank
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 Equal Housing Lender |
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